Stop waiting. Start building.
TreasuryOS is an AI-powered platform that lets treasury teams build custom financial applications by describing what they need in plain English. No coding. No 12-month implementation. No six-figure budget.
You describe the workflow. TreasuryOS builds it. You refine it. It’s live.
The Problem
You manage 15 bank accounts across 4 countries. You track FX exposure in Excel. Your cash position report takes 2 hours every morning. Your board pack is a manual copy-paste marathon.
You know you need better tools. But every TMS on the market wants €100K+ upfront, 12 months of implementation, and a dedicated IT team you don’t have.
So you stay in Excel. You build workarounds. You wait.
TreasuryOS exists because waiting is no longer an option.
What TreasuryOS Actually Does
TreasuryOS is not a TMS. A TMS is a fixed product you adapt your processes to. TreasuryOS is the opposite: you define what you need, and it builds it for you.
You describe. It builds. Write your requirements in plain English: “I need a daily cash position dashboard across 3 entities with automatic FX conversion.” TreasuryOS generates a working application. Not a mockup. A real, functional tool.
You refine. It adapts. Don’t like the layout? Need an extra column? Want alerts when a balance drops below threshold? Describe the change. It updates. Every version is logged, every change is traceable.
You connect. It integrates. Banks, ERPs, spreadsheets, existing tools. Connect in minutes through standard interfaces. Export to Google Sheets if that’s where your team works. Send alerts to Slack. No proprietary lock-in.
What Teams Build With TreasuryOS
These are real applications built by treasury professionals on the platform. Not demos. Not mockups.
- Cash positioning dashboards across multiple entities and currencies
- Cash flow forecasting models with variance tracking
- FX exposure views with automated rate updates
- Payment workflow trackers
- Bank fee analysis tools
- Reconciliation engines with AI-powered matching
- Board reporting packs with automated data pull
- Covenant compliance trackers
- Intercompany loan administration views
If you can describe it clearly, you can build it in TreasuryOS.
Confidential AI™
Treasury teams are right to worry about sending financial data to AI. TreasuryOS was built with this as a core design principle, not an afterthought.
Before any data reaches the AI layer, it passes through a multi-layer redaction pipeline:
Masterdata matching — Known vendors, customers, and counterparties from your own master data are automatically replaced with anonymized tokens ([VENDOR], [CUSTOMER]).
Pattern detection — IBANs, card numbers, account numbers, and references are identified and masked automatically using Microsoft Presidio™.
Personal data detection — Names, emails, phone numbers are caught and redacted before processing.
The AI sees transaction patterns, amounts, dates, and categories. It never sees who paid you or where the money went.
Your data stays in the EU. It is never used to train AI models. Encryption at rest and in transit. Row-level isolation. Full audit logs.
Who TreasuryOS Is For
TreasuryOS is built for mid-market treasury teams of 1 to 10 people who manage real complexity without enterprise resources.
You are the right fit if:
- You operate across multiple currencies and countries
- Your treasury “system” is currently Excel, banking portals, and email
- You’ve looked at Kyriba, FIS, or SAP Treasury and the price or implementation timeline eliminated them
- You need cash visibility, FX tracking, reconciliation, or reporting automation
- You don’t have a dedicated treasury IT team
- You want to move fast without asking permission from 4 departments
You are NOT the right fit if:
- You’re a Fortune 500 with a 20-person treasury team and a seven-figure tech budget (enterprise TMS works for you)
- You need regulatory-grade hedge accounting or ISDA documentation management
- You want a system that requires zero involvement from you (TreasuryOS requires you to define what you need)
TreasuryOS vs. Enterprise TMS
| Enterprise TMS | TreasuryOS | |
|---|---|---|
| Implementation time | 6-12 months | Minutes to hours |
| Cost | €50K-500K+ upfront + annual fees | Free to start. PRO: €99/month |
| Customization | Change requests through vendor, weeks to months | Describe the change, see it immediately |
| Per-seat pricing | Yes (€50-200/user/month) | No. Unlimited users on PRO |
| AI capabilities | Limited or add-on | Core to the platform |
| Data privacy | Varies | Confidential AI™, EU data residency, GDPR aligned |
| IT team required | Yes | No |
| Annual lock-in | Typically yes | No. Cancel anytime |
Pricing
FREE
- Access to core platform
- Build and test applications
- Limited data volume
- No credit card required
PRO — €99/month
- Add new users
- More managed data
- Full AI capabilities
- Bank and ERP integrations
- Priority support
- No per-seat pricing
- No annual commitment
- Cancel anytime
Built by a Treasury Professional
TreasuryOS was not built by a software company that read about treasury in a textbook.
I’m Alina Turungiu. I spent 17 years in banking and corporate treasury before I built the tool I always needed. I’ve managed cash positions, FX exposures, bank relationships, and reconciliations across global operations. I built TreasuryOS because every tool on the market was either too expensive, too rigid, or too slow for how treasury actually works.
Everything in TreasuryOS comes from real problems I’ve faced in my own work. The features exist because I needed them. The Confidential AI pipeline exists because I would never send my own financial data to an AI model unprotected.
FAQ
Is this a TMS? No. A TMS is a fixed product with predefined modules. TreasuryOS is a platform where you build exactly the tools you need. Think of it as the difference between buying a pre-built house and having an architect design one for you — except the architect works in real-time and costs €99/month.
Do I need to know how to code? No. You write requirements in plain English. “I need a dashboard that shows daily cash positions across all entities, converted to EUR, with a 30-day trend.” TreasuryOS builds it. You review and refine.
How fast can I get something working? Minutes. Describe what you need, review what’s generated, refine if necessary. Most users have a working application within their first session.
Is my data safe? Yes. All financial data is automatically anonymized before AI processing through Confidential AI™ (masterdata matching, pattern detection via Microsoft Presidio™, personal data redaction). EU data residency. GDPR aligned. Encryption at rest and in transit. Row-level isolation. Audit logs on every action. Your data is never used to train AI models.
Can I connect my banks and ERP? Yes. TreasuryOS connects to banks, ERPs, and existing tools through standard interfaces. Integration takes minutes, not months.
What if I outgrow TreasuryOS? Your data is always yours. Export anything, anytime. No lock-in. But the platform is designed to grow with you — the more complex your needs, the more value the AI builder provides.
What if I need help building something? PRO users get priority support. You can also browse the blog at TreasuryEase.com for guides, tutorials, and best practices on treasury automation.